what if my estimated student aid index is negative

If your estimated Student Aid Index (SAI) is negative, congrats, it means you’ll likely qualify for maximum need-based aid, like Pell Grants or subsidized loans! We know financial aid forms can feel overwhelming, but a negative SAI (replacing the old EFC) signals your family’s financial need is high, so schools and states use this to boost your aid package. For example, check Federal Student Aid’s guide on how SAI impacts eligibility. But don’t skip steps: always double-check your FAFSA data (typos happen!) and follow up with your school’s financial aid office, since some states or colleges have unique thresholds. If you’re worried about gaps, tools like College Board’s Aid Calculator can help estimate options. Bottom line? A negative SAI is a green light for support, just stay proactive to unlock every dollar you deserve. 😊